1. Overview
1.1. Welcome to Cheong X Sgx Fin (the "Website").
Contact us by email [email protected]
1.2. The Website contains details about third-party platforms (the "External Platforms") for dealing (the "Services").
1.3. These Terms set out the rules for using the Website and Services and create a binding contract. If you do not agree, please stop using the Website. Continued use indicates acceptance of these Terms, which may be revised from time to time. Our Privacy Notice is included by reference.
2. Who can use the service
2.1. You may use the Website only if you are 18 or over, have legal capacity, and are not barred by the laws of your place of residence or access.
2.2. We do not guarantee that the Website or Services are lawful for every user or every purpose, and we accept no responsibility for unauthorised use.
3. Prohibited regions
3.1. We may limit access in certain territories or for individuals we reasonably believe present legal, regulatory, reputational, or economic risk. Country-specific conditions may also apply.
4. Banned actions
4.1. You must not violate others' rights; post unlawful or harmful material; introduce malware; advertise without permission; scrape, frame or mirror the Services; use unauthorised bots; bypass security; remove proprietary notices; access other than through the Website; interfere with other users; use hidden tracking without consent; break the law; alter code; or reverse engineer our software.
4.2. If we reasonably suspect your use breaches these Terms or the law, we may monitor activity, limit access, disclose information to third parties where permitted, and take other protective action.
5. Intellectual property rights
5.1. The Website and its content are protected by intellectual property rights owned by us or our licensors. Use of the Website does not transfer ownership beyond a limited personal, non-commercial licence.
5.2. You may not copy, alter, distribute, sell, scrape, decompile, or make derivative works without our prior written permission.
6. Liability limits
6.1. You use the Website at your own risk. To the fullest extent allowed by law, the Website and Services are provided "as is" and "as available" without any warranties.
6.2. We are not responsible for errors in content, outages, or harmful code introduced by third parties. You agree to indemnify us for losses arising from your use of, or reliance on, the Website or Services.
6.3. To the greatest extent permitted by law, we exclude liability for indirect or consequential loss, or for loss of profit or data. If a court holds us liable, our total liability is limited to 100 USD unless a higher mandatory minimum applies by law.
6.4. We are not liable for telecoms failures, network congestion, device or browser incompatibility, or anything else beyond our reasonable control.
7. Third-party material
7.1. Content from third parties may be shown; we do not control or endorse it, and it may be incomplete or out of date. You alone decide whether to rely on it.
8. External links
8.1. Links to third-party sites are provided for convenience only. We are not responsible for the content or policies of those sites. You use any link at your own risk.
9. General provisions
9.1. We may modify the Services and update these Terms by publishing a revised version. Continued use may amount to acceptance. These Terms and the Privacy Policy together form the full agreement on this subject.
9.2. Delay in enforcing any right does not waive it. If any clause is invalid, the rest remains in force. We may transfer our rights; you may not transfer yours without our consent.